0 Balance Transfer Credit Card Are They Worth It

It’s a plastic ocean out there with numerous banks and financial institutions scrambling to sell you their 0 balance transfer credit card.

And there are so many kinds of credit cards available in the market that a credit card user gets intimidated and perplexed about which card to choose.

The result is that he often chooses the wrong card and then regrets his decision when he’s already neck deep in problems with his credit card account.


So, never pick up a 0 balance transfer credit card without considering some crucial factors.

Here is a small guide that can help you decide which type of credit card you must pocket.

Guidelines to choosing a credit card

Ask yourself, “Why do I need a new credit card?”

Is it because your current credit card carries a higher rate of interest, or is it because you want to use it exclusively for your business, or is there any other reason?

Zero in on the reason why you need a new credit card.

Once you have the reason, you must check out what kinds of credit cards are available in the market.